• We work for the client

    not the finance company

  • We make asset finance easy

  • Nearly new vehicles supplied,
    for cash at great prices,
    or financed at great rates

  • Looking to expand?
    Need some working capital?
    Buying equipment or machinery?

    Then we can help

Deal of the Week 


Seat Arona

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Our Blogs

  • T-Charge

    In order to comply with the minimum Euro Emissions Standards, London for Transport have introduced the new T-charge, also known as the Emissions Surcharge whereby older cars (which do not meet the Euro minimum vehicle emissions standard), are charged an extra £10 on top of the congestion charge of £11.50 per day  Read more >>

  • Personal Contract Purchase (PCP)

    Personal Contract Purchase (PCP) is one way in which an individual can afford a new car without having to pay for the car in one lump sum.  By paying for the vehicle over a period of months, usually 24, 36 or 48, consumers are able to spread the cost of a new car, enabling purchase of a more economical, environmentally friendly vehicle which should save the consumer money in the long term.  Read more >>
  • Are you looking to purchase a van

    In this short blog we talk about the different ways in which you can invest in a new van for you or your business.   There are several ways in which to purchase a new van.  The 3 main options are to buy it outright, contract hire, and lease purchase.  We will take each one individually.  Read more >>
  • Should You Add Maintenance To Your Contract Hire Agreement

    When choosing a vehicle for your business, you will be asked the usual question of what make, model, type of transmission, annual mileage and the number of months you wish to hire your new vehicle for.  However, another question you are always asked is “do you want maintenance”.  In many cases clients are not sure what this actually entails.  Read more >>
  • Factoring and Invoice Discounting 

    In this blog, we will explain two of the services we offer under the heading of Factoring.  Both of these services enable your company to release monies which are owed through invoices.  Read more >>

  • What constitutes normal wear and tear on an end of lease contract

    Should you have a car on contract hire, you have basically hired the car for a number of years, not exceeding a total number of miles (as stated in our previous blogs).  At the end of the contracted period, you return the vehicle back to the leasing company but not before the representative collecting the vehicle has examined it for normal wear and tear.  Read more >>


  • Road Fund Licence increases by up to 950%! Only zero emission cars avoid it.

    It had to happen sooner or later. Stupidly low road tax fees, or indeed total exemption from paying any road tax at all on many new models meant the government had to do something to stem the tide of receding revenue from the beleaguered motorist.  Read more >>
  • The Troman Guide to Car Finance

    When looking for a new car, many people go to their local dealers to find the car they are looking for and will shop around to ensure they get the right deal.  Many cars are paid for by Hire Purchase (HP) and this is just one of the finance options available when looking to fund a car... Read more >>

  • What's the best type of personal car lease for me?

    Leasing, personal contract hire, personal contract purchase, hp and conditional sale explained. Which car leasing option is best for you? What are the pros and cons of each type of car leasing?

    Leasing is becoming an increasingly popular method of running a car. like a long-term car rental... Read more >>

  • Why you should use a Finance Broker for your vehicles

    Not many people know what a finance broker does.  At Troman Finance we work for you and not the car dealership of the finance company.  This week's blog looks at the way in which we help our clients with the purchase of a car.  Read more >>

  • A Quick Guide to Leasing

    At various times in a company’s life there is the need to buy new equipment.  You may either buy the equipment outright for cash or there are several different options available to acquiring this equipment and this will depend on your company, what equipment you wish to acquire and whether you wish to own the equipment or are happy to lease it and then sell it or return it to the finance company.  Read more >>

  • The Depreciation of Cars


    When buying a new car, we usually have a few makes and models in mind.  We all have our favourites.  You should however also consider how long and what you are going to use your car for.  Are you someone who likes to change their car every 3 to 4 years or do you buy a car and then keep it for as long as it doesn’t cost too much to repair, say 10 or more years?   Read more >>

  • An Alternative Funding Solution 

    A relatively new product has come onto the financial market which allows buyers and sellers of goods and services to trade through an online finance platform.  If you are looking to purchase goods from the UK or Abroad, this may be for you.   Read more >>
  • 5 Things That Will Help You Sell Your Car

    1. Clean your car thoroughly inside and out.  This will add about 5% to the price of a used car.  Read more >>
  • Pros and Cons of Contract Hire

    There have been quite a few reports in the papers and journals recently in the rise popularity of Contract Hire.  For people who do not have an attachment to their cars, this is a good way to have the use of a car without actually owning it and thus they are able to change their cars every 2/3 or 4 years depending on the agreement. Read more >>


  • Would Personal Contract Hire (PCH) help senior citizens?

    Senior citizens are usually on a fixed monthly income and may not wish to have the hassle of owning a car.  As in our previous blog on the pros and cons of contract hire, many of the pros are highly positive for senior citizens, such as being able to change the car every 2 or 3 years. Read more >>

Case Studies

  • A Nursing Home

    A nursing home needed a specialist six wheel drive vehicle that they could convert to an ambulance. It needed to be capable of carrying a number of patients, in all weathers, both on and off road.  They had located an ex Essex Fire Authority..... Read More
  • Purchasing Vans from Troman Finance

    Our client is a gas installer and as his business grew he required two new vans in order to fulfil his upcoming contracts.... Read more


  • Ivan Reffell, Director, Buncelife

    I just wanted to say a huge thank you to Paul for organising my new Citroen DS. It was delivered to my house and looks fantastic. I took it out for a spin and it is really light to drive, very easy to park and loads of room. Great colour you helped me choose as well!! I'm so pleased with the service you have provided, keeping me informed along the short time it took to arrive from our first phone call. Many thanks again.
    17th Mar 2017


  • Ken Tymms, Director, Kent Pension Services

    Paul did a great job for me on my vehicle leasing needs. He provided a great service, meeting all my requirements. Throughout he kept me informed, was professional and listened to my needs. I was impressed and would not hesitate to recommend him. Thanks Paul.

    16th Mar 2017


  • Richard Gamble-Frost - GS Fire Solutions Ltd

    I just wanted to say a huge thank you for organising our new Skoda Yeti.  It was delivered to my house this afternoon and looks fantastic.....  Read more >
  • Lorna Clark - Hawkstown Heating Ltd

    Having never leased a vehicle before, we were not sure what to expect from the process, apart from a vehicle at the end of it....  Read more >


  • Emily Tomkinson - Homes By Twiggy

    Lawrence was an absolute delight from the start to finish, and even beyond my car purchase. His far reaching expertise and no nonsense approach guided me smoothly into my dream car. Thanks to all his hard work and enthusiastic efforts, I now grin from ear to ear, each time I seat myself behind the wheel of my ultimate driving machine! 

  • Steve Elliott - Advice 4 Business

    In my work as a Business Advisor I frequently come across business owners who require business finance to help grow and sustain their business, I frequently refer these business owners to Lawrence Culham of Troman Finance and have found him great for understanding specific or peculiar needs and is always able to ... Read more >

  • Chris Dyer - Willow Motor Works

    Lawrence at Troman Finance has supplied many of my customers with vehicles to their exact specification, all of them being extremely happy with the cars and service he provides. Value for money is exceptional, saving £1000’s off local Main Dealer prices. If anyone needs a new or nearly new vehicle I will always recommend Lawrence.

  • Mike Connick - Connick Tree Care

    I have dealt with Troman Finance for a number of years and have used their services for both vehicle and equipment finance.  We have also used Lawrence’s services in sourcing our company cars.  We have always found them to be efficient and professional and would not hesitate to recommend them.  Mike Connick


  • Mandy Brooks - Recruitment South East

    "Having no time in my frantic schedule to search and source a new car and finance for the same, Lawrence quickly grasped my need and preferences and took over the process. It was without problems I got the car I wanted on time, right spec, at a realistic price with out me having to lift a finger other than pick it up and drive it away!! Whether your... Read more >

  • Clare Batchelor - IT Trainer at Mouse Literate

    Lawrence did a great job for me.  He provided a great service, meeting all my requirements. Throughout he kept me informed, was professional and listened to my needs. I was impressed and would not hesitate to recommend him.  Thanks Lawrence. 

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Troman Finance Limited is authorised and regulated by the Financial Conduct Authority for credit-related regulated activities.  Firm reference number 668753.  Troman Finance Limited is a credit broker, not a lender and work with a panel of lenders.  Troman Finance Limited is a company registered in England and Wales; company number 2564927.  Our registered address is 4 Stirling Court Yard, Stirling Way, Borehamwood, Hertfordshire, WD4 2FX.  Information Commissioners registration Z6891335.  VAT registration number 596 1125 30.